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House Speaker Nancy Pelosi said Wednesday that President Joe Biden does not have the power to forgive student loan debt, putting her at odds with some members of her own Democratic caucus as the pressure builds on the president to cancel $50,000 in student loan debt per borrower. 

"People think that the president of the United States has the power for debt forgiveness. He does not," Pelosi said in response to a question at her weekly news briefing. "He can postpone, he can delay, but he does not have that power." 

The speaker said student loan forgiveness would have to be done through an act of Congress. She noted the policy debate over how much debt could be canceled and for how many people but argued the president couldn't make the decision unilaterally. 

Her comments came just one day after Senate Majority Leader Chuck Schumer, of New York, Senator Elizabeth Warren and Representative Ayanna Pressley, both of Massachusetts, held their own event calling for the president to extend the pause on federal student loan payments set to expire at the end of September as well as cancel up to $50,000 in student loan debt. 

Schumer claimed Mr. Biden could use his "existing legal authority" to cancel that debt. He said it would be even more helpful to borrowers, fuel the economy and deal with racial inequality exacerbated by the cost of education. 

"With all this good, all President Biden has to do is flick his pen, sign it. Make America a happier, better, more prosperous place," Schumer said Tuesday. He indicated they were making progress with the Biden administration on the matter.

"The president can cancel $50,000 in student loan debt. He can wipe out all debt for about 36 million Americans, that's 85% of borrowers and make life a whole lot easier for the remaining 15%," Warren said.

Student loan debt has surpassed $1.7 trillion in the United States, making it the second largest amount of debt owed by Americans behind mortgage debt. Thirty percent of all adults, or just over 4 in 10 people who went to college, said they incurred at least some debt for their education, according to the Federal Reserve.

Pelosi, in response to a question Wednesday, suggested those with children who chose not to go to college may "not be happy" paying taxes to forgive others' student debt obligations. 

Pelosi instead praised Mr. Biden's Build Back Better agenda, saying it offers opportunity for all Americans "whether they go to college or not." The president's plan unveiled earlier this year includes a proposal for free community college as well as other workforce development training.

"We want all of our kids to reach their fulfillment. To the extent that they want to go to college, we do not want them to be prohibited from doing that for financial reasons," Pelosi said. 

The White House has not revealed whether the president would cancel student loan debt. In February, the president said he would not, and that Congress would need to act. In April, his White House chief of staff said a decision had not been made, and the president had asked the Education Secretary for a memo on his legal authority to cancel student loan debt.


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House Speaker Nancy Pelosi said Wednesday that President Joe Biden does not have the power to forgive student loan debt, putting her at odds with some members of her own Democratic caucus as the pressure builds on the president to cancel $50,000 in student loan debt per borrower. 

"People think that the president of the United States has the power for debt forgiveness. He does not," Pelosi said in response to a question at her weekly news briefing. "He can postpone, he can delay, but he does not have that power." 

The speaker said student loan forgiveness would have to be done through an act of Congress. She noted the policy debate over how much debt could be canceled and for how many people but argued the president couldn't make the decision unilaterally. 

Her comments came just one day after Senate Majority Leader Chuck Schumer, of New York, Senator Elizabeth Warren and Representative Ayanna Pressley, both of Massachusetts, held their own event calling for the president to extend the pause on federal student loan payments set to expire at the end of September as well as cancel up to $50,000 in student loan debt. 

Schumer claimed Mr. Biden could use his "existing legal authority" to cancel that debt. He said it would be even more helpful to borrowers, fuel the economy and deal with racial inequality exacerbated by the cost of education. 

"With all this good, all President Biden has to do is flick his pen, sign it. Make America a happier, better, more prosperous place," Schumer said Tuesday. He indicated they were making progress with the Biden administration on the matter.

"The president can cancel $50,000 in student loan debt. He can wipe out all debt for about 36 million Americans, that's 85% of borrowers and make life a whole lot easier for the remaining 15%," Warren said.

Student loan debt has surpassed $1.7 trillion in the United States, making it the second largest amount of debt owed by Americans behind mortgage debt. Thirty percent of all adults, or just over 4 in 10 people who went to college, said they incurred at least some debt for their education, according to the Federal Reserve.

Pelosi, in response to a question Wednesday, suggested those with children who chose not to go to college may "not be happy" paying taxes to forgive others' student debt obligations. 

Pelosi instead praised Mr. Biden's Build Back Better agenda, saying it offers opportunity for all Americans "whether they go to college or not." The president's plan unveiled earlier this year includes a proposal for free community college as well as other workforce development training.

"We want all of our kids to reach their fulfillment. To the extent that they want to go to college, we do not want them to be prohibited from doing that for financial reasons," Pelosi said. 

The White House has not revealed whether the president would cancel student loan debt. In February, the president said he would not, and that Congress would need to act. In April, his White House chief of staff said a decision had not been made, and the president had asked the Education Secretary for a memo on his legal authority to cancel student loan debt.


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Saudi rower Husein Alireza continues his Olympic journey on Thursday morning when he takes part in the Men’s Single Scull Semifinal C/D on the Sea Forest Waterway in Tokyo.

The race offers him the chance to raise his ranking at Tokyo 2020 despite not being in medal contention.

On Sunday, Alireza who has been competing with a damaged lung, revealed to Arab News the strategy devised by his team at Tokyo 2020 that has allowed him to manage an injury-hit games. With the 27-year-old unable to perform at full capacity in all his races, a deliberately cautious Men’s Single Sculls Semifinal A/B meant he could focus of the Semifinal C/D and a chance to improve his overall ranking.

“It’s an exciting but tough line-up so we’ll evaluate how the body is feeling closer to the race,” Alireza said yesterday.

A serious rib injury in May had left Alireza with a punctured lung that stopped him training for weeks, and three races in three days in the high heat and humidity of Tokyo — which left three other competitors suffering with heat stroke — were always going to take a physical toll on Alireza, who has had trouble with his breathing in the conditions.

After only training for a few weeks before the start of the tournament, and with his lung capacity still down 10 percent his technical team decided on a path that would give him his highest possible finish.

 

 

source: arabnews

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People fully vaccinated in the United States and European Union — except France — will be allowed to travel to England without having to quarantine on arrival, the UK government announced on Wednesday.
“We’re helping reunite people living in the US and European countries with their family and friends,” Transport Minister Grant Shapps tweeted, adding that the policy will come into force from 4:00 am (0300 GMT) on August 2.
Travelers fully jabbed with a vaccine approved by the United States Food and Drug Administration or the European Medicines Agency will be able to travel from any country on the British government’s “amber” traffic light list without having to self-isolate at home for 10 days.
They will still need to do a pre-departure test and take another test on day two after arriving in England.
Separate rules will continue to apply for those arriving from France.
Those traveling from an amber list country, which includes most of Europe and the US, who are not fully vaccinated will still have to quarantine on arrival.
The government also confirmed the restart of international cruises.
“This is progress we can all enjoy,” wrote Shapps.
Britain is in the midst of another wave of the virus due to the so-called delta variant, although case numbers have dropped over the past week, while its vaccine drive has seen more than 70 percent of adults fully jabbed.
The devolved governments of Scotland, Wales and Northern Ireland set their own health policies, and decide their own foreign travel rules.

source: Arabnews

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The late King died on July 23, 1999 in Rabat after ruling Morocco for 38 years.

Today’s date,  July 23, marks the death of King Hassan II. The Moroccan monarch was in power from 1961 until his death in 1999.

The great king remains a symbol of strength and power for thousands in Morocco.

Intelligence and sharp wit are a combination that reinforced his personality. The King, who was always interested in medical science, was the first foreign monarch to patent an invention in the US.

The late monarch invented a system to study the heartbeat. The invention combined videotape and an electrocardiogram.

King Hassan II, who was a lawyer,  was a man of distinct charisma which made some Moroccans believe that he enjoyed a special “Baraka,” a mystical protective karma.

King Hassan II's funeral brought important delegations from all continents, World leaders, including former president of the US Bill Clinton, attended the funeral.

King Hassan II also helped bring about the 1979 peace treaty between Israel and Egypt.

Furthermore, he helped bring about the subsequent agreements between the Palestine Liberation Organization, Jordan, and Israel.

It is believed that more than one million Moroccans walked the road to attend the funeral procession, emphasizing the love Moroccan citizens had for him. 

Citizens carried pictures, chanting slogans to mourn the death of their beloved King.

In addition to his mediation efforts, the late monarch is also remembered for the historic Green March. The late king called Moroccan citizens to undertake a peaceful March from the north to the south to defend Morocco's sovereignty over its Sahara.

“We have to do one thing dear people and that is to undertake a peaceful march from the north, the east, the west to the south. It behooves us to act as one man in order to join the Sahara,” King Hassan II said on October 16, 1975.

With respect and appreciation, more than 350,000 Moroccans took the speech to heart without hesitation.

For the King and his  descendants, the Green march is sacred. 

The late King passed on the same ambition and goals to his son, King Mohammed VI who ascended to the throne immediately after the death of his father.

In addition to his commitment to  the middle east, King Hassan was also committed to keeping his connections with other continents alive.

King Hassan II  was also close to the media. Unlike King Mohammed VI, the late monarch accepted interviews with the press, especially with French media.

Fluent in French, the charming monarch amazed journalists as he spoke about democracy and politics.

The iconic monarch was also known for his sartorial choices. Always dressed in a well-tailored suit, the charismatic king charmed his subjects with his compelling voice. 

The late king’s style, charm, and commitment to the betterment of his country will long be remembered by the people of Morocco.

 

source: moroccoworldnews 

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July 22, 2021 marks the 100th anniversary of the Battle of Annual, in which Moroccan tribesmen defeated an army of 20,000 Spanish troops.

On the occasion of the commemoration day of the Battle of Annual on July 22, Moroccans ought to celebrate the memory of Abd El Krim El Khattabi, the heroic leader  who fought against colonial expansion. The history of resistance and resilience in the face of colonialism is an essential facet of our history and should be remembered and celebrated. 

Since the signing of the treaty of Fez in 1912, which established Morocco as a French protectorate. As per the protectorate, Morocco was under the control of both France and Spain. However, Spanish presence was more felt in the northern region of the Riff, where Spain sought to broaden its influence. 

Morocco gained its independence from France in 1956. But the still unresolved question of Western Sahara and Spain’s continued presence in Ceuta and Melilla have created political rifts between Morocco and one of its former colonizers. 

The battle of Annual: a struggle against colonial oppression

The Battle of Annual was a military confrontation between Riffian tribesmen (The Rif refers to the northern region of Morocco) and Spanish military forces. Spain suffered a humiliating defeat: around 14,000 Spanish soldiers died, including their general Sylvestre. 

The battle took place in Annual, a region in northeastern Morocco, on July 22, 1921. It was the first of many subsequent confrontations between inhabitants of Northern Morocco and Spanish colonial forces in what is referred to as the Riff War, which lasted from 1912 to 1926.  

This was a massive disaster for the Spanish military, who lost many of their human resources against unorganized tribesmen who didn't have access to advanced military equipment and the specialized training the occupier benefited from. 

Spain faced a humiliating defeat following the battle of Annual, which prompted the country to seek France's help in countering the fierce resistance of indigenous Riffian populations of Northern Morocco. 

Profoundly shaken by the defeat, Primo de Rivera, Spain's prime minister at the time, pledged that he would "wash in blood" the humiliating defeat of the Riff. 

Abdelkrim El Khattabi: A hallmark of fortitude and symbol of resistance

Abd El Krim El Khattabi, symbolic figure of the Northern Moroccan resistance and leader of the Ait Ouriaguel tribe, led 3,000 men to confront an army of more than 20,000 Spanish troops. 

Using the tactics of guerillas and their unmatched bravery, they were able to push back against colonialism. 

Abd El Krim's aim for leading the resistance was not merely to achieve independence but also to fight against colonial encroachment and oppression of the local populations. 

Abd El Krim Al-Khattabi, a household name in 20th century Moroccan history, is a prominent revolutionary warrior of the anti-colonialist movements in the Rif region of Morocco. Known for having led the assault in Annual's battle, his heroic efforts are still praised 100 years later. 

Abd El Krim was born in 1882 in the northern village of Ajdir. He owes his wisdom to the excellent education he received while growing up. He was instructed in the zawias of Tetouan, then pursued his studies in Islamic law at the prestigious Qarawiyyin University of Fez and Spanish law at Salamanca. 

At the age of 24, he moved to the Spanish enclave of Melilla. He became a journalist for the Telegram del Rif, a cadi ("jurist"), and worked for the Spanish administration for several years. After having manifested anti-colonial sentiments, he was put behind bars for what Spanish authorities considered a crime of conscience. 

Back in his native Ajdir in 1919, defying colonial rule, he decided to free the Rif.

This northern Moroccan region bordered by the Mediterranean was then under Spanish control, the rest of the country being placed under the French protectorate. 

What stood out about Abd El Krim is his ability to lead and unite tribes that were previously fragmented, ensuring their success in Annual against better-equipped and better trained forces. 

A well-spoken, astute strategist, and charismatic leader, he successfully managed to bring together the various Amazigh tribes to keep the lid on the region under the threat of invasion. His involvement in an independentist movement in the face of Spain’s desire to establish its dominion over Morocco grew in magnitude after his forces stunned the Spanish army in Annual. 

According to research by Mevliyar Er, Abd-El-Krim guerilla tactics have influenced some of the most revolutionary figures in world history, including Ho Chi Minh and Mao Zedong. 

Mevliyar notably argues that there is robust historical evidence that Che Guevara employed some of the guerilla tactics of the Moroccan resistance to Spain during the Cuban revolution.

The war that opposed the Abd El Krim-led insurrection and Spanish colonial forces was asymmetrical in all aspects, making the success of the Annual Battle all the more admirable. 

Northern Morrocan’s knowledge of the region and their use of guerilla tactics, as well as their unmatchable bravery, enabled them to push back against the colonizers. 

Following his triumph in the Annual Battle, Abd El Krim proclaimed the confederated republic of the Rif tribes in 1923. A devout believer in reformist Islam and admirer of Turkey’s Mustapha Kemal Ataturk, Abdelkrim endowed the new state with democratic modern state institutions. 

Utilizing the popular uprising, the Rif republic ("Al Jumhuriya Al Rifiya") saw the light of day and was contested for apparent reasons by France and Spain. In an Interview with the Egyptian al-Manar, Abd El Krim vowed: “[We wish to] guarantee our complete freedom to determine our development and the independent direction of our affairs, the right to make treaties and to form alliances that we considered to be suitable.” 

The French feared that this initiative would inspire some of their colonies to follow suit. As a result, General Petain was sent on-site with 200 000 soldiers to “restore order” in Morocco’s Rif region. The French offensive, which lasted from 1925 to 1926, was relentless and ruthless. 

In the face of the massacre of his soldiers and the 150,000 civilians killed by mustard gas, Abdelkrim surrendered to the French army in May 1926.

He lived in exile on the French overseas island of la Reunion between 1926 and 1947. It is believed to be the most prolonged exile imposed by France.

Abd El Krim entered his second exile in Cairo in 1947. His victory capitulated him into international fame. During his stay in Egypt, he participated, at the political level, in the liberation of North Africa from colonial entanglements. He also received visits from illustrious figures such as Che Guevara and Ho Chi Minh-who. 

source: moroccoworldnews 

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The Wiser Wealth Roundtable team provides a book review of The Psychology of Money by Morgan Housel. In the book, Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics. The team discusses their favorite insights from the book and how we apply many of the best practices Housel recommends in our investing decisions.

SHOW SUMMARY

“Slow and steady wins the race.” – Casey Smith

The Psychology of Money by Morgan Housel is a book about investing, personal finance and business decisions. Housel describes how financial decisions are typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world, people don’t make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing and odd incentives are scrambled together.

Housel provides examples that explore the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.

The Wiser team start by discussing the concept of retirement. Social Security began in the 1930s and it wasn’t until the 1960s where the idea of retiring at age 65 became a reality for people. By 1960, 40% of the population continued working past the age of 65. Today, around 20% of people work past the age of 65. With the advent of 401ks in the late 70s and the Roth IRA in 1998, these funds help supplement pensions and social security, making retirement a reality for more people. So much that today there is approximately $36 trillion in retirement assets waiting to be spent down.

Life, liberty, the pursuit of happiness and compounding.

Housel devotes a chapter to the power of time and compounding. Take Warren Buffett as an example. Buffett’s net worth is $84.5 billion. The interesting thing to note is that he accumulated $84.2 billion of that after the age of 50. And $81.5 billion came after the age of 60. Buffet started working early (at age 10), saved early and invested a large portion of his earnings, allowing it to compound. By his 30s, he had over $1 million in savings. By investing early and staying investing, he was able to accumulate large amounts of wealth.

The lesson here is that if someone starts saving between the ages of 25-35 and stops, they will have more money than someone who started saving in their 30s and continued until retirement. Saving more early has major implications due to the power of compounding.

It is not just about compounding but also about HOW you invest. Using index funds is preferred to picking individual stocks. Take, for example, the Russell 3000 Index. It has increased 73x since 1980. Interestingly, 40% of companies in the Russell 3000 index have failed. However, 7% of the companies in the index performed well enough to offset the losses from the 40%. This is a very good case for buying the index vs trying to pick stock wins. Technology stocks were virtually nonexistent 50 years ago. Today, they are more than a fifth of the S&P 500 index. And the share of technology stocks is bringing up the average vs the decline of oil and gas.

Withdrawing investments during a recession

Housel provides his perspective on recessions by providing three different scenarios of investor behavior. These scenarios describe how staying the course and not withdrawing or changing your investment behavior when the market drops is critical to long-term success.

The group discusses the power of fear on investor psychology and how the media uses fear to scare investors into making irrational decisions about their investments. Keeping your cool during uncertain times is key.

Rich vs. wealthy

Someone can be rich, live lavishly and still not be wealthy. The Millionaire Next Door by Thomas J. Stanley is another great book that describes those that live less lavishly and are wealthy because they live within their means, save and thus achieve wealth. When we have wealth, we can control our time and time becomes the currency. It provides you with an opportunity to use your money in the ways it benefits you.

The cost of investing for the long-term is that you may experience some volatility. Building investment portfolios with a long-term approach is critical for success.

A question we sometimes hear from clients is what do I do with my savings? Your savings is not supposed to pay you anything. Having enough money in savings gives you the freedom to make different decisions about a new job, house/car repairs, etc. Building savings and having a reserve is your safety margin.

 

source: wiserinvestor.com

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Trials of a four-day week in Iceland were an "overwhelming success" and led to many workers moving to shorter hours, researchers have said.

The trials, in which workers were paid the same amount for shorter hours, took place between 2015 and 2019.

Productivity remained the same or improved in the majority of workplaces, researchers said.

A number of other trials are now being run across the world, including in Spain and by Unilever in New Zealand.

In Iceland, the trials run by Reykjavík City Council and the national government eventually included more than 2,500 workers, which amounts to about 1% of Iceland's working population.

A range of workplaces took part, including preschools, offices, social service providers, and hospitals.

Many of them moved from a 40 hour week to a 35 or 36 hour week, researchers from UK think tank Autonomy and the Association for Sustainable Democracy (Alda) in Iceland said.

The trials led unions to renegotiate working patterns, and now 86% of Iceland's workforce have either moved to shorter hours for the same pay, or will gain the right to, the researchers said.

Workers reported feeling less stressed and at risk of burnout, and said their health and work-life balance had improved. They also reported having more time to spend with their families, do hobbies and complete household chores.

Will Stronge, director of research at Autonomy, said: "This study shows that the world's largest ever trial of a shorter working week in the public sector was by all measures an overwhelming success.

"It shows that the public sector is ripe for being a pioneer of shorter working weeks - and lessons can be learned for other governments."

Gudmundur Haraldsson, a researcher at Alda, said: "The Icelandic shorter working week journey tells us that not only is it possible to work less in modern times, but that progressive change is possible too."

Spain is piloting a four day working week for companies in part due to the challenges of coronavirus.

And consumer goods giant Unilever is giving staff in New Zealand a chance to cut their hours by 20% without hurting their pay in a trial.

In May, a report commissioned by the 4 Day Week campaign from Platform London suggested that shorter hours could cut the UK's carbon footprint.

 

source: BBC.com

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Morocco is preparing to receive 2 million doses of Sinopharm vaccines from China early next week.

Citing “reliable sources,” TelQuel Arabia reports the two deliveries of the Chinese vaccines are scheduled for May 10 and May 11. 
The two Moroccan aircraft carriers that have left for Beijing will return carrying 1 million doses of the Sinopharm vaccine each, according to the report.

As the Chinese state-owned medical company has grown its production capability of the Sinopharm vaccine, Morocco is expecting an increased regularity of shipments in the coming months.

After a lull in Morocco’s vaccination campaign due to lack of availability of vaccines, the North African country was able to resume the process upon receiving half a million doses of the Chinese vaccines on April 26, and an additional half a million on April 30.

Morocco has received 2.5 million doses of the Chinese vaccine so far.

Last month, the speaker of the National People’s Congress of China, Li Zhanshu, informed Morocco of his country’s decision to supply Morocco with 10 million doses of the Snopharm vaccine in the coming months.

As of May 8, the first doses of Morocco’s national vaccination campaign have reached 5,473,809 Moroccans and residents, while  4,390,752 have received their second dose. 

Moroccan Ministry of Health announced on May 7 the expansion of its vaccination campaign to include 50 year-olds. Previously, the country’s vaccination was limited to populations aged 55 years and above.

COVID-19 infection rate in Morocco has maintained steady low numbers since early February. May 8 saw 314 new infections, bringing the total number of infections to 513,628. On the same day, only 7 people died of COVID-19-related complications.

 

source: moroccoworldnews 

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Overview

A panic attack is a sudden episode of intense fear that triggers severe physical reactions when there is no real danger or apparent cause. Panic attacks can be very frightening. When panic attacks occur, you might think you're losing control, having a heart attack or even dying.

Many people have just one or two panic attacks in their lifetimes, and the problem goes away, perhaps when a stressful situation ends. But if you've had recurrent, unexpected panic attacks and spent long periods in constant fear of another attack, you may have a condition called panic disorder.

Although panic attacks themselves aren't life-threatening, they can be frightening and significantly affect your quality of life. But treatment can be very effective.

Symptoms

Panic attacks typically begin suddenly, without warning. They can strike at any time — when you're driving a car, at the mall, sound asleep or in the middle of a business meeting. You may have occasional panic attacks, or they may occur frequently.

Panic attacks have many variations, but symptoms usually peak within minutes. You may feel fatigued and worn out after a panic attack subsides.

Panic attacks typically include some of these signs or symptoms:

  • Sense of impending doom or danger
  • Fear of loss of control or death
  • Rapid, pounding heart rate
  • Sweating
  • Trembling or shaking
  • Shortness of breath or tightness in your throat
  • Chills
  • Hot flashes
  • Nausea
  • Abdominal cramping
  • Chest pain
  • Headache
  • Dizziness, lightheadedness or faintness
  • Numbness or tingling sensation
  • Feeling of unreality or detachment

One of the worst things about panic attacks is the intense fear that you'll have another one. You may fear having panic attacks so much that you avoid certain situations where they may occur.

When to see a doctor

If you have panic attack symptoms, seek medical help as soon as possible. Panic attacks, while intensely uncomfortable, are not dangerous. But panic attacks are hard to manage on your own, and they may get worse without treatment.

Panic attack symptoms can also resemble symptoms of other serious health problems, such as a heart attack, so it's important to get evaluated by your primary care provider if you aren't sure what's causing your symptoms.

Causes

It's not known what causes panic attacks or panic disorder, but these factors may play a role:

  • Genetics
  • Major stress
  • Temperament that is more sensitive to stress or prone to negative emotions
  • Certain changes in the way parts of your brain function

Panic attacks may come on suddenly and without warning at first, but over time, they're usually triggered by certain situations.

Some research suggests that your body's natural fight-or-flight response to danger is involved in panic attacks. For example, if a grizzly bear came after you, your body would react instinctively. Your heart rate and breathing would speed up as your body prepared for a life-threatening situation. Many of the same reactions occur in a panic attack. But it's unknown why a panic attack occurs when there's no obvious danger present.

Risk factors

Symptoms of panic disorder often start in the late teens or early adulthood and affect more women than men.

Factors that may increase the risk of developing panic attacks or panic disorder include:

  • Family history of panic attacks or panic disorder
  • Major life stress, such as the death or serious illness of a loved one
  • A traumatic event, such as sexual assault or a serious accident
  • Major changes in your life, such as a divorce or the addition of a baby
  • Smoking or excessive caffeine intake
  • History of childhood physical or sexual abuse

Complications

Left untreated, panic attacks and panic disorder can affect almost every area of your life. You may be so afraid of having more panic attacks that you live in a constant state of fear, ruining your quality of life.

Complications that panic attacks may cause or be linked to include:

  • Development of specific phobias, such as fear of driving or leaving your home
  • Frequent medical care for health concerns and other medical conditions
  • Avoidance of social situations
  • Problems at work or school
  • Depression, anxiety disorders and other psychiatric disorders
  • Increased risk of suicide or suicidal thoughts
  • Alcohol or other substance misuse
  • Financial problems

For some people, panic disorder may include agoraphobia — avoiding places or situations that cause you anxiety because you fear being unable to escape or get help if you have a panic attack. Or you may become reliant on others to be with you in order to leave your home.

Prevention

There's no sure way to prevent panic attacks or panic disorder. However, these recommendations may help.

  • Get treatment for panic attacks as soon as possible to help stop them from getting worse or becoming more frequent.
  • Stick with your treatment plan to help prevent relapses or worsening of panic attack symptoms.
  • Get regular physical activity, which may play a role in protecting against anxiety.

source: Mayo Clinic

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